VAYCE
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FINTECH & DIGITAL BANKING SOLUTIONS

Engineer secure financial systems with zero compromise.

We design and build RBI compliant fintech applications, loan origination portals, payment gateway integrations, and AI fraud detection engines.

RBI data localization ready • PCI-DSS tokenized architecture • 100% IP Code Ownership
AI Summary & Key Takeaways
VAYCE builds RBI data localization compliant financial software hosted on encrypted Indian cloud regions.
Direct integration with CIBIL APIs, bank statement parsers, and automated loan underwriting logic.
Digital Aadhaar e-KYC, Video KYC (V-KYC), and automated Anti-Money Laundering (AML) risk screening.
PCI-DSS tokenized data vaults with mTLS mutual authentication for core bank API connectivity.
FINTECH ENGINEERING CAPABILITIES

Engineered for high-volume transactions & zero downtime.

NPCI UPI & Payment Gateway Integration

Custom Razorpay, Cashfree, and NPCI UPI stack integration with sub-second payment settlement triggers.

Loan Origination & Underwriting Engine

Automated credit scoring pipelines integrating CIBIL APIs, bank statement parsing, and instant loan approval logic.

RBI Compliant KYC & AML Verification

Digital Aadhaar e-KYC, Video KYC (V-KYC), PAN verification, and Anti-Money Laundering (AML) risk screening.

AI Fraud Detection & Transaction Audit

Real-time anomaly detection flagging suspicious transaction patterns and unauthorized login attempts.

Multi-Tenant Neobank & Wallet Architecture

Digital wallet ledger databases, virtual account generation, and automated interest calculation engines.

PCI-DSS & ISO 27001 Security Isolation

End-to-end tokenized data vaults, HSM hardware encryption, and immutable financial audit logs.

FINTECH SOFTWARE FAQ

Questions about Financial Systems

Does VAYCE software comply with RBI data localization and security guidelines?

Yes. All financial data vaults, transaction ledgers, and KYC databases are hosted on encrypted Indian cloud regions in full compliance with RBI data localization mandates.

Can VAYCE integrate with core banking APIs (ICICI, HDFC, Axis, YES Bank)?
What is the development timeline for a Fintech MVP or Loan Origination Portal?
FINTECH INTAKE

Start your fintech architecture brief.

Tell us about your payment gateway, loan portal, or banking API goals. Our financial software lead will prepare a security architecture review.

TAILORED SERVICE INTAKE

Start Your Fintech Brief

Tell us about your payment, lending, or banking API needs for an architectural & security proposal.

Single Page & SSR Apps
Next.js 14 / React server-rendered fast web applications
Customer & Internal Portals
Secure user dashboards, RBAC role permissions & workflows
Microservices & API Backend
Decoupled Node.js/Python RESTful & GraphQL microservices
Enterprise Data Platform
PostgreSQL/Redis custom schema design & high-velocity caching
₹1.5 Lakh – ₹4 Lakh
($2,000 – $5,000)
Web App MVP / Internal Portal
₹4 Lakh – ₹10 Lakh
($5,000 – $12,000)
Scale Web Platform / Custom ERP Hub
₹10 Lakh+
($12,000+)
Enterprise Platform Ecosystem
100% Mutual NDA Protection•⚡ Evaluation within 4 hours